Payment Risk & Compliance

Categories: Scale

About Course

Keep your payment and bank accounts safe and open as your business grows: build a compliance file, spot fraud before it costs you, protect your accounts, handle customer data correctly and answer your bank’s questions with confidence.

This is a self-study module: six short written lessons you can take at your own pace, a workbook with checklists and templates, a 10-question quiz and a certificate of completion.

This course is general education about payment risk and compliance. Rules differ by country: for your own situation, check with a qualified accountant or lawyer.

Course Content

Before you start
Welcome to the module. Download your workbook and see how the six lessons work.

  • Welcome & your course workbook

Lesson 1 — Why providers care
What KYC and AML mean for a merchant, which businesses count as higher risk, and how providers monitor accounts.

Lesson 2 — Your compliance file
The documents to keep ready, your website policies, proof of where money comes from, and keeping it all up to date.

Lesson 3 — Spotting fraud
Stolen cards, account takeover, friendly fraud, warning signs in orders and simple checks before you deliver.

Lesson 4 — Protecting your accounts
Two-factor login, user roles, payment approvals, phishing and fake invoice scams, and what to do after a breach.

Lesson 5 — Data protection for payments
GDPR basics for customer data, why you never store full card numbers (PCI DSS in plain words), privacy notices and data breaches.

Lesson 6 — When things go wrong
Frozen funds, information requests from your bank, chargeback warnings and account closures, and how to answer quickly and calmly.

Quiz & certificate
Take the 10-question final quiz. When you pass, you can complete the course and receive your certificate of completion.